Why Should I Make a Budget?
Tuesday, November 17, 2009 0:19
You say you know where your money goes and you do not need this in writing to keep it? I throw this challenge. Keep track of every penny you spend for a month and I do mean every penny.
You will be surprised by what Itty Bitty costs add up. Take the total you spend on a single element is unnecessary for the month multiplied by 12 months a year and multiply the result by 5 to represent 5 years.
This is the amount that would have saved interest and use in just five years. That, my friend, is the same reason, we all need a budget.
If we can take control of the small expenses that do not really care about the general system of our life, we can enjoy financial success.
The little things really count. Cut what you spend on food for five dollars a day to three dollars per day for each working day a week working five days a week could save $ 10 … $ 40 per month … $ 480 per year … $ 2,400 in five years …. Plus interest.
I mean … it’s really small things and still eat all day and was just a place to keep money in your daily life without depriving themselves of something that you really need. There are plenty of places to cut expenses if you look for them.
Set some long term goals and specific short-term. There are no wrong answers here. While it is important to you, it’s important period.
To be able to make a payment on a house, start a college fund for your children, buying a sports car, go on vacation to Aruba … nothing … that is your goal and your reason to get a handle on your financial situation now.
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See Also:
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Payday Loan Companies
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