Loan, Mortgage, Credit Forums and Payday Loans Resource

Why is there a difference between the Interest Rate and the APR charged when financing a home?

admin — Tue, 02 Mar 2010 06:57:21 +0000

I’ve seen a 6.5% interest rate then an 8% APR on contracts. Just wondering what the difference is…

How do you transfer funds from a brokerage account to a bank savings account?

admin — Tue, 02 Mar 2010 06:55:21 +0000

I’m very new to the world of trading (in fact, I haven’t even started yet).

Here’s my question:

Let’s say I sold some securities and made 00. How do I get that cash from my online brokerage account (such as Scottrade) into my bank’s savings account?

What is the best way to deal with credit card debt? Consolidate or Credit counseling company?

admin — Tue, 02 Mar 2010 04:49:03 +0000

Just had a major surgery and racked up some major credit card debt while being out of work. Just looking to see where I could start now that I am going back to work.

What business credit cards are not attached to my personal credit?

admin — Tue, 02 Mar 2010 04:48:49 +0000

Hello, I am trying to find out how to build my business credit without being attached to my personal credit score. I would like to know if anybody has information regarding what credit cards are available to do this. I would love any free information or links to sites that can tell me how to build my business credit. Thanks!!

Is it better to use a debt consolidation service or contact creditors directly?

admin — Tue, 02 Mar 2010 00:01:04 +0000

I owe on 3 credit cards. One is starting to fall behind on the payments as its too much to pay. Which route is the way to go? Debt consolidation or contacting creditors & explaining that I was living beyond my means & now I am having trouble paying.

On the one card I’m having trouble with (Chase), my monthly balance is 9 but I can afford to pay 0 a month to them. I’ve heard horror stories where people get the WORST treatment when they try to set up payment plans with credit card companies. Do most companies decline an offer of a payment arrangement? I can get back to more payments in January or February but now is hard.

How to open a payday loan store in toronto ?

admin — Mon, 01 Mar 2010 16:52:23 +0000

as the title says, i want to open a payday loan store in toronto and how much i need to open it as well as how to get a licence for it ?

selling, home equity loan–what happens?

admin — Mon, 01 Mar 2010 14:30:50 +0000

my husband and i want to move back to our hometown, but we’ve only owned our home for 2 years and have a home equity loan that we rolled our other debts into. we won’t be able to sell our home for the full amount we owe on both our mortgage and the equity loan–just the mortgage, and maybe a little more than that, but not 100%. what happens in this situation?

I need a cash advance as soon as possible?

admin — Mon, 01 Mar 2010 11:47:18 +0000

I have a good checking account, a job that pays about 0 every two weeks, another job on the side, and I have photo id.

Will I have any problem applying for a cash advance? And will I get the money on the same day? Where can I get a cash advance?

What is a good loan consolidation program for Federal and Private student loans?

admin — Mon, 01 Mar 2010 09:36:40 +0000

I am looking for a good student loan consolidation program that will take on both my Federal and Private student loans from Sallie Mae. If you know of any good ones that you have heard of or used in the past, please leave a description or website so I can look into it. If you are a loan company, don’t bother answering the question as I will mark it as Spam. Thanks.

Does anyone have any tips for budgeting time?

admin — Mon, 01 Mar 2010 07:12:28 +0000

I really need some help with budgeting my time. I have loads of assignments and I need to do them but I also have a personal life and I am having loads of trouble getting everything sorted. My grades are suffering a little cause of it. HELP ME!!!