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Had it re 3G although never had a 3G phone. Adverse credit on my file for something unrelated to me. I have done all the right things now re equifax etc including adding a notice of correction on my file. Does anyone know how long in practice it takes to sort it as this is [...]

We have just reached the end of our 3 year fixed rate mortgage where our rate was 6.75%. Now we have been informed by our lender that our mortgage has been switched to the variable rate. To our joy in this difficult economic climate, they reduced our monthly repayments by £600 which means that we [...]