What is a good rule of thumb in budgeting your personal finances?

Monday, February 8, 2010 21:38
Posted in category Budgeting

In other words, how much of my income should be left over after installment payments…….vehicles, mortgage payments, etc.?? for savings? Wanting to buy a house and trying to figure what I can afford.

Does joining a credit counseling service hurt your credit?

Monday, February 8, 2010 19:13
Posted in category Credit Counseling

I recently joined a credit counseling service because I am a college student that got way in over my head with credit cards. I was painted into a corner and had nowhere else to turn- so first and foremost I do not regret doing it. When my dad found out, though, he went ballistic. He said I basically had just filed for "partial bankruptcy" and it would kill my credit score. I’ve read other accounts that say that credit counseling shouldn’t hurt your credit. I really want a definitive answer on this. Does it hurt your credit or not? And if so, how badly?

Can I get a payday cash advance loan without a checking account?

Monday, February 8, 2010 16:29
Posted in category Cash Advance

I am currently employed but don’t have a checking account, can I get a payday cash advance loan?

Anyone buy a home with owner financing? how did it work?

Monday, February 8, 2010 14:14
Posted in category Home Financing

I have the not so greatest credit (no high credit card debts) and have been disabled for the past 5yrs. i am wanting to buy a home and even with a decent down payment i cant get it..m going saturday to look at a house done by owner financing. realtors showing it to me and just want to realistic and dont want to jump into it

I have been trying to get a payday loan to pay my bills. How to get it?

Monday, February 8, 2010 14:06
Posted in category Payday Loans

I have been trying to get a payday loan to pay my bills. How to get it?

Does the bank give you cash when you get a home equity loan?

Monday, February 8, 2010 12:11
Posted in category 100 Home Equity Loan

If I were to get a 0,000 loan would that money be given to me in cash? Will the balance be transferred to my bank account? Do I have to go back and forth and tell them when I need money and they’ll give it to me? What happens?

Also do I have to get each thing I spend the money on approved after I get the loan? Like if I make the improvements to my house but I have money left over and would like to improve some other area?

Is it recommended to use debt consolidation for credit card debt?

Monday, February 8, 2010 12:01
Posted in category Debt Consolidation

I am approximately k in debt, should I use a debt consolidation agency?

how does the credit counseling work?

Sunday, February 7, 2010 21:41
Posted in category Credit Counseling

me and my husband is buried with credit card debt about ,000 more or less and we are behind of everything so we thinking of credit counseling but we don’t know how it works and we want to buy a house in 1 year, what we should do? please advise! can you tell us who are the good credit counseling agency. thank you.

In budgeting income, how much should a person expect to pay in taxes?

Sunday, February 7, 2010 19:13
Posted in category Budgeting

I am doing a little mental excersize, and I want to know aproximately what percentage of his/her income a worker should expect to pay in taxes at the state, local and federal levels. If you could even give a break down, that would be better. For the sake of my excersize, this individual doesn’t own a house, but rents an appartment, and has a small car, which is insured.

What’s the best resource for information on starting a payday loan business?

Sunday, February 7, 2010 16:26
Posted in category Payday Loans

What’s the best resource for information on starting a payday loan business?